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Get Them Ready for the New School Season: Planning for School Costs in Nigeria

As a new school season approaches, many children are already looking forward to seeing their friends again, moving into a new class and settling into a new routine. It is also a chance for them to start a new session feeling prepared and confident.

School resumption comes with several expenses that parents and guardians must plan for, including school fees, uniforms, books, transportation, feeding, and other essentials. When several of these costs come up at the same time, even a well-planned household budget can feel the pressure.

That is why, as the new school season approaches, Zedvance is encouraging parents and guardians to Get Them Ready by planning ahead, preparing the costs and having the financial support they need when necessary.

Why We Are Saying “Get Them Ready”

Getting them ready means making sure children have what they need to walk into a new school season feeling confident and prepared. For the parents and guardians making that possible, it also means planning for the financial responsibility that comes with it.

School expenses do not always arrive neatly spaced out. A school fee deadline can come around the same time as a request for new books or uniforms, while transportation and feeding costs continue throughout the term. For families with more than one child, the financial demands can be even greater.

At Zedvance, we understand that even with careful planning, there may be times when available funds fall short of what is needed. Sometimes, the challenge is simply the timing of the expenses. That is why getting financially ready also means knowing your options and having access to financial support when you need it.

Getting Them Ready Comes at a Cost

Getting children ready for a new school season is a financial commitment, and the cost goes well beyond school fees.

In April 2026,  The Guardian Nigeria reported that some schools had increased their fees by between 25% and 100%, with some mid-range schools reportedly moving from around ₦350,000 to more than ₦600,000 per term. The report also highlighted rising costs for transportation, uniforms, books, and other school essentials.

With several of these expenses coming together, getting ready for a new term can put significant pressure on a household budget. Families have to consider the full cost of getting their children ready while still keeping up with their other financial responsibilities.

How to Prepare Your Finances for the New School Season

1. Know the Full Cost of Getting Them Ready

Start by putting together the complete cost of the new school season. Consider school fees, uniforms, books, transportation, feeding and other expenses your child may need. Knowing the total gives you a clearer picture of how much you need to prepare and whether your current funds will cover everything.

2. Check Your Available Funds Early

Once you know what you need, compare the total with what you currently have available. If your savings or upcoming income will not cover all the expenses when they are due, identifying that gap early gives you time to consider your options.

3. Plan for the Big Expenses Before They Become Urgent

Some school expenses can require a significant amount at once. Instead of waiting until the payment deadline is close, plan for these costs. If you know you may need additional funds, exploring your options early can give you more room to make a decision that works for you.

4. Consider Your Financial Options

Sometimes, even with proper planning, there may be a gap between what you need and what you currently have available. A lending solution can provide eligible customers with additional funds to manage important expenses when they need them.

With Zedvance, eligible customers can explore available lending solutions through the app and choose an option based on their financial needs and repayment capacity.

5. Choose an Amount You Can Comfortably Repay

Getting financial support should help you manage an expense, not create another source of pressure. Before taking a lending solution, consider how much you need and whether the repayment fits comfortably within your income and existing commitments.

6. Get Access to Your Finances from Your Phone

Preparing for a new school season is already a lot to manage. The Zedvance app makes it convenient for eligible customers to explore available financial solutions, apply and manage repayments from their phones.

Get Them Ready with Zedvance

A new school season comes with a lot to prepare for, and starting early can make all the difference. Knowing what you need, planning the costs and understanding your financial options can help you approach the new term with greater confidence.

With Zedvance, eligible customers can explore available financial solutions and manage their repayments conveniently through the Zedvance app.

So, as you get the books, uniforms, and school bags ready, take a moment to get your finances ready too.

Get them ready. Get your finances ready. Get ready with Zedvance.

Download the Zedvance App today and explore our financial solutions.


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