In this constant inflationary economy we are in now, means Nigerians, especially Civil Servants, will always exceed their budgets, with little or nothing left to cater for financial emergencies.
In moments of financial emergencies, the need for urgent cash can send us scrambling to find a quick loan. But often, the idea of securing a fast loan feels daunting. The traditional process—endless queues, exhausting paperwork, and prolonged approval times—turns the quest for quick cash into anything but quick.
However, what if I told you that securing a loan could be as easy as pressing a few buttons on your mobile phone? Well, let’s delve into Zedvance loan USSD Code and how it makes applying for loans 20 times faster.
Zedvance launched a USSD code (*5858#) to provide easy access to digital credit for Federal, State, and Paramilitary employees. The code is designed to cater for loan applications for up to N5 million by civil servants in Nigeria.
3 things you need to know about the Zedvance Loan Code
- Convenience: It is available for use 24/7. whether you’re at home, at work, or on the move.
- Speed: The entire process, from request to loan disbursement, is completed within minutes, providing immediate access to funds.
- Accessibility: No smartphone or internet is required—any mobile phone with USSD capabilities can be used.
Steps to Apply for a Quick Loan Using the Zedvance Loan Code
Applying for a quick loan via USSD is as simple as it gets. Follow these steps to get started:
- Dial *5858#: Use the mobile phone associated with your BVN (Bank Verification Number) and dial the specific USSD code provided by the financial institution.
- Navigate the Options: A menu will appear on your screen. Select the option for loan applications from the list.

- Enter Your Loan Details: Input the amount you wish to borrow along with other required details. Ensure that all information is correct to avoid any delays.
- Confirm Your Application: Review your application details and confirm your request. After submission, your application will be processed.
What Happens After You Apply Using the Zedvance Loan Code
Once your loan application is submitted, here’s what to expect:
- Instant Confirmation: You will receive an immediate acknowledgment that your application has been received.
- Processing and Approval: The system will review your application and assess your eligibility. This process is typically completed within minutes.
- Loan Disbursement: Upon approval, the loan amount will be transferred directly to your bank account.

Not a civil servant? No worries, you can still access quick loans that meet your urgent and emergency needs by downloading our personal banking app, Zedvance App on PlayStore or AppStore.

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My name is HUSSAINI HABIBU IPPIS number 0154005 a police officer,I applied for top up since yesterday through*5858# code but I didn’t see a reply
Good Day Hussaini,
Thank you for your reply.
Currently, loan requests for police have been suspended
I want a topup loan my name Joseph Mary Magdalene, ippis 393931
Hello, please can I get a contact of any of your sales representative or a WhatsApp contact to speak with please.
Obiagwu Joy Ogechukwu
I Applied for loan 460 thousand was disbursed.how must is interest rate monthly
Hello
My is Austine Sunday I collected a loan of 100k from your agent in calabar since March 2024 for a duration of 6months which have elapse since September but I’m still being deducted , what should I do? My contact number 08103868176
He promosed me a deduction of 20500 but now he is deducting me 22500 I have paid back all most 190k and he is still deducting it’s not funny again oooo
My name is Adeseko Tolulope Olamide A Teacher in a public School,I applied for a loan using the code since yesterday,they message me it’s successful and I didn’t see any alert.
I want check my loan balance as at today
My name is Mohammed saleh Ippis no PF 0303589
how can i check my loan balance online
Good morning, my name is izang Zainab Abok, working with radio Nigeria , Zedvance has been deducted money from my account since October last year till now!29702 every month.refund my money or else l will sue you.here is my 08134796329
My name is Shehu Adamu with ippis no PF0262181, I want to know when my loan will finish or can I apply for top up?
Very convenient and easy , I love Zedvance loan for their Promptness always..
How do I check my loan balance please let us
Olaoye Tayo
My name is ADIGUN YUSUF OLADUNNI with LNS0002507. I am Civil Servant from Lagos State Neighborhood Safety Agency (LNSC).I apply & collected a loan through your USSD loan app around MARCH /APRIL 2025 and the loan deduction commence at APRIL MAY & JUNE 2025 because it’s a 3 months deduction plan. The monthly deduction was #99,008.00 every month. The deduction should have end at JUNE 2025.I just want to notify you that no further deduction should be made for this month (JULY 2025).Kindly, do the needful and confirm my receipt of payment because it shown on my salary payment slip. I need this month salary to pay my accommodation rent and no further deduction from my salary account starting from this JULY 2025. Thank you and please reply me Incase of any information.
My name is Daniel Nicholas and my IPPIS no is 256957.I work in Federal ministry of Labour and Employment.I apply for afresh loan using your USSD code since Saturday 19th July but I haven’t seen any alart Thanks.
Please my nane is adamu mohammed afkawa,ippis number 466484,i want to liquidate my loan,please provide the amount please.
Have send money since yesterday not successful yet
My name is Okunoye Timileyin Olapade,the ippis number is 160014,my login phone number is 07066781995, I’m a road safety officer, please I apply for top up yesterday but up till now I haven’t bn credited.
Kindly help me for quick disbursement as I’m in urgent need of it please.
God bless you
I really need to get a customer number or a working WhatsApp number from Zedvance
Please I really want you to stop my deduction. You have been deducting my money after I have finished paying my loan.
I am Abimbola Ayo I did apply for a loan since on Saturday and up till now i have not gotten any update on it, pls what Is the problem cos it’s unusual with Zedvance
Good morning my name is Mighi Ayuba I apply for loan on 10/11/2025 via ussd(*5858#) but am yet to see alert
Please I got a message requesting me to dial 58584# for approval and I did that. I am yet to receive the disbursement. My Ippis number is 477236
Hello I applied for loan through ussd and yet no disbursement
I need customer whatapp number
My name is hafizu Ibrahim I need top
Why is my bvn no matching
Need loan of 100k
Dear sir/ma…..I am a Federal staff…my name is uwadia I got a loan here ….and my salary has been deducted from from the loan ….I contacted my agent for the loan… To make full payment…he is not responding to me ….it seems he doesn’t want me to pay the loan once…..and also my salary was deducted twice ….pls I want to know why my saleries was deducted twice for this month..,I want to contact the financial enforcement agency if no reply for the reason to look into it….thanks from mr uwadia osemwengie
good evening , my name is disu rasaki atanda a civil servant in lagos state at mosan okun ola local council development area alimosho am an existing customer i will like to know my loan balance , my oracle number is 88587.
thanks
I need loan
Hi,
My name is Oresanya Adeyosola M.
Oracle205920, the secretariat Alausa.
I am being over deducted and I think it is your automation and you in zedvance need to check your automation because going by 3.5% which is your interest rate and I collected N500,000 in 2024 or 2023 so you should stop your deductions by now and send in my refunds.
Thank you.
Assistant Chief Executive Officer (G.D.).
Please reply.