How to Repay Your Loan as a Civil Servant and Salary Earner

We all have that friend—don’t we? 

You know the one. The friend who’s always in need of urgent cash today, tomorrow, and, well… almost every other day. They start with, “Trust me, I’ll pay you back. Aren’t we friends?” But every time they make that promise, they disappoint you more than you can remember. 

It gets to the point where when they ask again, you’ve already made up your mind not to lend them anymore. Why? Because the trust is gone, and their promises have fallen flat one too many times. 

Now, before you start reminiscing about how that friend let you down, pause for a moment. It might surprise you, but many of us could find ourselves in a similar situation—not with friends this time, but with lending institutions like Zedvance Finance Limited.

As a private worker earning a monthly salary, or a public servant working in the government, financial emergencies can creep up, leaving you in need of a quick loan to get by. That’s when you turn to institutions like Zedvance for a personal or salary loan. 

Zedvance makes it easy. You can get your urgent loan within hours, just when you need it most. But when it’s time to repay, another financial emergency arises, and suddenly, you become that friend who promised to pay back but didn’t. 

We get it—it’s often not intentional. But there are ways to avoid becoming like that friend. 

How Do You Repay Your Loan as a Public Servant? 

If you work for the government, chances are you were assigned a unique identifier at the time of employment—either an Integrated Payroll and Personnel Information System (IPPIS) number or an Oracle number if you work with the Lagos State government payroll. 

What is IPPIS? 

IPPIS is an electronic payment system created by the Nigerian government to automate the payroll process and manage the personal information of federal government employees. 

What is an Oracle Number? 

An Oracle number is a unique identifier assigned to all civil servants under the Lagos State government. It’s used to process salaries and manage loans tied to your salary account. 

At Zedvance, we’ve partnered with the Nigerian federal government to offer loans to public servants with verified IPPIS or Oracle numbers. Once your number is verified and you’ve begun collecting your salary, you’re eligible for a salary loan to cover urgent needs. Simply call 0700 100 1000 to get started. 

And the best part? As a public servant, the burden of missed repayments is lifted off your shoulders because your repayment is deducted directly from your salary at the source. 

How Do You Repay Your Loan as a Salary Earner? 

For private salary earners, you have more control over your repayment process. You can choose postdated cheques, authorize direct debits from your salary account, or set up a standing order on your debit card for specific dates. 

Remember, taking a loan is just part of the relationship. Your financial health depends on understanding your repayment options, knowing the right loan types for your needs, and working with a reliable financial partner. 

At Zedvance, whether you’re a public servant or a private salary earner, we’re committed to helping you manage your financial responsibilities with ease, so you never have to be that friend again. 

So why wait? Reach out today and take the first step toward financial ease. 

Access quick loans that meet your urgent and emergency needs by dialing 0701001000 or sending an email to customercare@zedvance.ng